Discount Car Insurance
 Discounts
on car insurance rates You may qualify for
In Your quest for cheap auto insurance, there are numerous discounts that
You should inquire about when comparison shopping. Most insurers offer
lower car insurance rates, but not every driver qualifies for them.
Following discounts may be available by different insurers in different
states:
1. $500 or $1000 Deductible
Increasing Your deductible from $200 to $500 or $1000 may reduce your
comprehensive or collision coverage 15% to 45%. (I'm sure You already
checked our tips on getting affordable
auto insurance).
2. Accident-free
Safe driver discount is given by all insurance
companies, usually if driver has no chargeable accidents or speeding
tickets and fines for traffic law violations during a three-year-period.
It's highly recomended to check the ammount of this discount with the
insurer.
Electric Insurance gives best rates for safe drivers. Check their car
insurance rate free 
If Your driving record is not so good, You might try NetQuote
discount car insurance rates 
3. Air Bags and Automatic Seat Belts
Insurance companies may give discounts up to 30% off Med-Pay and Personal
Injury Protection coverages if safety features are installed.
4. Anti-Theft Devices and Burglar Alarm
5% discount off
Comprehensive insurance. Some companies may reduce more if alarm is
automatic.
5. Anti-Lock Brakes (ABS)
May give You 5% or more off Standard
Liability coverage.
6. Auto
and Homeowner
If Your home and auto insurance are purchased with
the same company, discount may go up to 20%. Check free
insurance rate  at ForInsurance.
7. Daytime Running Lights
Some companies may give 5% off collision coverage if automatic
daytime lights installed.
8. Driver Training Courses and
Defensive Driving Courses
Usually given to drivers under 25 and above 55 who complete a state approved
drivers education classes. This discount goes up to 10% off all types of insurance.
9. Elderly-Retired
Given to drivers age 50 or older, usually around 15% off bodily injury
and property damage liability, medical payments, comprehensive
and collision coverages. Best rates on this discount can be found
at AARP Auto Insurance , with full car replacement quarantee and lifetime
repair warrantee.
10. Multiple Vehicles
2 or more cars used by residents of the same houshold insured
with the same company. This discount varies from 5% to 25%, check multiple auto
insurance quotes for free at InsureMe. 
11. Student Discount
College students away
from home and students with good grades qualify for a discount
(usually given to drivers under 25) that
reduces bodily injury and property damage liability, medical payments, comprehensive
and collision coverage up to 20% off.
Online free insurance quote services:
- Discount
auto insurance rates at
InsureMe.
- Discount
auto insurance at
21st Century Auto Insurance.
- Auto
insurance Canada at
Kanetix, for Canada residents.
- NetQuote
Discount car insurance
- Discount
car insurance
quote at
4Insurance .
- Muliple
auto insurance
quotes available
nationwide, at Insurance.com.
- Discount
car insurance rates from InsWeb.
Now that You are familiar with discount auto
insrance tips that may
save You big money, start inquiring and shopping around. Use free
car insurance quote online services to get as
many quotes from different insurers.
Some of them will give You discount rates automatically,
some You'll have to ask for it. Sometimes the final price may be lower
even if there are fewer discounts, so we recomend (again) to check all
sources.
Don't forget to ask insures for every
single type of discount available,
and which ones You qualify for, that is a way to get cheap
auto insurance. Different companies often offer additional discounts
not listed here.
If You need more information, call the National Insurance Consumer
Helpline (NICH) at
1-800-942-4242
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