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Auto insurance Requirements
 

   State by state auto insurance laws and requirements

Each state has it's own laws and regulations regarding levels and types of auto insurance. Depending on Your location, You'll have to purchase different types of auto insurance coverage. All car insurance requirements are listed in table below. If You have doubts what any of those terms and numbers mean, visit our explanation of types of auto insurance coverage.

For detailed information on auto insurance requirements and laws, and our tips on where to find best insurance quotes in Your state, follow the links, or scroll down to the bottom of this page.


State Required Types of Insurance Liability Minimums (in thousands of dollars) No Fault State
Alabama bodily injury, property damage liability 20/40/10  
Alaska bodily injury, property damage liability 50/100/25  
Arizona bodily injury, property damage liability 15/30/10  
Arkansas bodily injury, property damage liability 25/50/25  
California bodily injury, property damage liability 15/30/5  
Colorado bodily injury, property damage liability 25/50/15  
Connecticut bodily injury, property damage liability, uninsured motorist 20/40/10  
Delaware bodily injury, property damage liability, PIP 15/30/10  
DC bodily injury, property damage liability, uninsured motorist 25/50/10 yes
Florida bodily injury, property damage liability, PIP 10/20/10 yes
Georgia bodily injury, property damage liability 25/50/25  
Hawaii bodily injury, property damage liability, PIP 20/40/10 yes
Idaho bodily injury, property damage liability 25/50/15  
Illinois bodily injury, property damage liability, uninsured motorist 20/40/15  
Indiana bodily injury, property damage liability 25/50/10  
Iowa bodily injury, property damage liability 20/40/15  
Kansas bodily injury, property damage liability, PIP 25/50/10 yes
Kentucky bodily injury, property damage liability, PIP 25/50/10 yes
Louisiana bodily injury, property damage liability 10/20/10  
Maine bodily injury, property damage liability, uninsured motorist 50/100/25  
Maryland bodily injury, property damage liability, uninsured motorist, underinsured motorist 20/40/15  
Massachusetts bodily injury, property damage liability, PIP, uninsured motorist 20/40/5 yes
Michigan bodily injury and property damage liability, PIP 20/40/10  
Minnesota bodily injury and property damage liability, PIP, uninsured motorist, underinsured motorist 30/60/10 yes
Mississippi bodily injury and property damage liability 10/20/5  
Missouri bodily injury and property damage liability, uninsured motorist 25/50/10  
Montana bodily injury and property damage liability 25/50/10  
Nebraska bodily injury and property damage liability, uninsured motorist, underinsured motorist 25/50/25  
Nevada bodily injury and property damage liability 15/30/10  
New Jersey property damage liability, PIP, uninsured motorist 15/30/5 yes
New Hampshire proof of financial responsibility, medical payments, uninsured motorist 25/50/25  
New York bodily injury, property damage liability , PIP, uninsured motorist 25/50/10  
North Carolina bodily injury, property damage liability 30/60/25  
North Dakota bodily injury, property damage liability, PIP, uninsured motorist, underinsured motorist 25/50/25 yes
Ohio bodily injury, property damage liability 12.5/25/7.5  
Oklahoma bodily injury, property damage liability 10/20/10  
Oregon bodily injury, property damage liability, PIP, uninsured motorist, underinsured motorist 25/50/10  
Pennsylvania bodily injury, property damage liability, medical payments 15/30/5 yes
Rhode Island bodily injury, property damage liability 25/50/25  
South Carolina bodily injury, property damage liability, uninsured motorist 15/30/10  
South Dakota bodily injury, property damage liability, uninsured motorist 25/50/25  
Tennessee proof of financial responsibility 25/50/10  
Texas bodily injury, property damage liability 20/40/15  
Utah bodily injury, property damage liability, PIP, uninsured motorist, underinsured motorist 25/50/15 yes
Vermont bodily injury, property damage liability, uninsured motorist 25/50/10  
Virginia bodily injury, property damage liability, uninsured motorist, underinsured motorist 25/50/20  
Washington bodily injury, property damage liability 25/50/10  
West Virginia bodily injury, property damage liability, uninsured motorist 20/40/10  
Wisconsin proof of financial responsibility, uninsured motorist 25/50/10  
Wyoming bodily injury, property damage liability 25/50/20  


Car Insurance - Auto Insurance Quotes

Where to look for best auto insurance quote in Your state. Visit recommended online quote services, get and compare quotes from top rated insurers:

  If You live in Arizona, California, Illinois, Indiana, Ohio, or Texas You might want to get quotes from established and approved insurer 21st Auto Insurance Company. They are recognized for good prices and great quality of service. Getting an instant, online quote is free: Visit 21st now

  All other states: Get a free car insurance quote at InsureMe. Hundreds of companies in all states are covered with this search. Compare up to five competitive car insurance quotes online almost instantly, check all types of coverage offered and save your money on auto insurance.
Free auto insurance quote (available for allstates).

  Compare Car Insurance Rates from 25 established insurers at InsWeb, with their free online comparison engine. Available nationwide.

  Best auto insurance rates offered for drivers with good record can be found at Electric Insurance. Visit now and get a free car insurance quote.
Available in 26 states: AL, AZ, CO, CT, DE, FL, GA, IA, IL, IN, KS, MD, ME, MN, MO, NC, NH, NM, NY, NV, OH, OR, PA, RI, SC, TN, UT, VA, VT, WI, WY.








   


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